Resources
• Student Loans
• Saving To Build Wealth
• Credit: The Mugshot of the 21st Century
• Identity Theft
• Credit Cards
• Entrepreneurship
• Youth Entrepreneurship
• Student White Page
Student Loans
College Parents of America (CPA), 1-888-256-4627:
www.collegeparents.org
Federal Trade Commission For the Consumer:
1-877-FTC-HELP or www.ftc.gov
Frequently Asked Questions About Financial AID:
www.cfnc.org/info paying faq.jsp
Legal Services Corporation (LSC):
202-295-4627 or www.lsc.gov
National Association For Consumer Advocates (NACA):
202-452-1989 or www.naca.net
National Consumer Law Center (NCLC) Student Loan Law
Other consumer books available at www.consumerlaw.com
Calculators:
• FINAID! Figure your unsubsidized loan interes.
www.finaid.org/calculators/interestcap.phtml
• Loan Locator - NSLDS. Locate your loans.
www.nslds.ed.gov/SAStatic/PrivAct.asp
• Mapping Your Future’s Loan Cancellation, Forgiveness, Discharge Chart. Review your options.
www.mapping-your-future.org/paying/loanforgiveness.htm
• NSLP’s Deferment Form Guide. Determine if you qualify.
www.nslp.org/vnews/display.v/ART/424f476889ab8f
• NSLP’s Loan Consolidation Calculator: Compare repayment plans.
www.fes.org/calculator/consolidationframe.htm?site=nslp
• NSLP’s Loan Repayment Calculator: Prepay your loan and shorten the term.
www.fes.org/calculator/singleframe.htm?site=nslp
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Saving to Build Wealth
American Savings Education Council
www.asec.org
Choose to Save
www.choosetosave.org
College Saving Information
www.savingforcollege.com
www.upromise.com
Financial Literacy Education Commission
www.betterinvesting.org
Information on Investing
www.investment-firms.info
www.beginnersinvest.about.com
www.kiplinger.com
www.fidelity.com
www.schwab.com
www.askmerrill.ml.com
www.forbes.com
www.betterinvesting.org
North Carolina’s National College Saving Plan (NC’s 529 plan)
www.cfnc.org
North Carolina Saves
www.northcarolinasaves.org
Preparing for retirement
www.401khelpcenter.com
www.aarp.org
www.socialsecurity.gov
www.rothira.com
Savings Tips & Articles
www.savingadvice.com
www.smartyfinance.com
www.practicalmoneyskills.com
www.free-financial-advice.net
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Credit: The Mugshot of the 21st Century
American Express Company:
www.americanexpress.com
Consolidate Credit Counseling:
www.consolidatecredit.org
Consumer Credit Counseling Service:
www.pueblo.gsa.gov or 1-719-948-4000
Credit Bureau:
www.creditbureau.org or 1-800-2882585
Debt Smart.Com:
www.debtsmart.com
Federal Trade Commission:
www.ftc.com
Fair Isaac Corporation (FICO):
www.fairisaac.com or www.myfico.com
Identity Theft:
www.consumer.gov/idtheft or 1-877-ID-THEFT (1-877-438-4338)
Jumpstart Coalition for Financial Literacy:
www.jumpstartcoalition.gov
MyVesta.org:
www.myvesta.org
National Foundation for Consumer Credit:
www.nafcc.org or 1-800-388-2227
NC Attorney General Office:
www.ncdoj.com or 919-716-6400
NC Institute of Minority Economic Development:
www.ncimed.com or 919-956-8889
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Identity Theft
Attorney General’s Office
www.ncdoj.com
1-877-5NO-SCAM
Better Business Bureau
www.bbbenc.org
919-277-4202
Equifax
PO Box 740241
Atlanta, GA
30374-0241
www.equifax.com
1-800-685-1111 (credit report orders)
1-800-525-6283 (fraud)
Experian
PO Box 9532
Allen, TX 75013
www.experian.com
Federal Trade Commission
www.consumer.gov/idtheft
1-877-ID-THEFT
Transunion
PO Box 1000
Chester, PA 10922
www.tuc.com
1-800-916-8800 (credit report orders)
1-800-680-7289 (fraud)
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Credit Cards
Consumer advocacy groups:
Consumer Federation of America
www.consumerfed.org
The credit card industry, and credit card comparisons:
www.creditcards.com
www.cardratings.com
www.creditcard321.com
Government resources:
www.federalreserve.gov
www.ftc.gov
Institute of Consumer Financial Education:
www.icfe.info
Money management tips and credit counseling services:
www.cccservices.com
www.consolidatedcredit.org
www.nfcc.org
www.debtadvice.org
www.creditcounseling.org
www.moneymanagement.org
North Carolina Institute of Minority Economic Development:
www.ncimed.com
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Entrepreneurship
• Black Enterprise Entrepreneurs:
www.blackenterprise.com
• City or Town Licenses & Zoning Information:
www.ncinfo.iog.unc.edu/library/cities.html
• County Licenses & Zoning Information:
www.ncinfo.iog.unc.edu/library/counties.html
• Department of Labor:
www.dol.state.nc.us
• Employment Security Commission:
www.esc.state.nc.us
• Entrepreneur:
www.entrepreneur.com
• Federal Information Center:
www.info.gov
• Internal Revenue Service:
www.irs.gov
• Minority Business Development Agency ™ (MBDA):
www.mbda.gov
• NC Department of Commerce:
www.nccommerce.com/servicenter
• NC Department of Revenue:
www.dor.state.nc.us/DOR
• NC Occupational Boards:
www.state.nc.us/blio/blocc.htm
• NC Secretary of State:
www.sosnc.com
• Small Business Administration (SBA):
www.sba.gov
• Small Business Center (SBC) at your local Community College:
www.ncccs.cc.us/Business_and _Industry/index.html
• Small Business & Technology Development Center (SBTDC):
www.sbtdc.org
• Service Corp of Retired Executives (SCORE):
www.score.org
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Youth Entrepreneurship
4-H:
www.4husa.org
Black Enterprise Entrepreneurs (Kidpreneur/Teenpreneur):
www.blackenterprise.com
Creative Education Foundation:
www.creativeeducationfoundation.org/youth
Distributive Education Clubs of America (DECA):
www.deca.org
Entrepreneur:
www.entrepreneur.com
Entrepreneurship Education:
www.eweb.slu.edu/youth_entrepreneurship.htm
Entrepreneur Magazine:
www.teenstartups.com
Entrepreneur U:
www.entrepreneuru.org
Future Business Leaders of America (FBLA):
www.fbla-pbl.org
Junior Achievement:
www.ja.org
Minority Business Development Agency™ (MBDA) Emerging Business Leaders Summit (EBLS) www.mbda.gov
National Academy Foundation:
www.naf.org
National Collegiate Inventors & Innovators Alliance:
www.nciia.org/
Small Business Administration (SBA):
www.sba.gov/teens/
Students in Free Enterprise (SIFE):
www.sife.org
Young American’s Business trust:
www.ybiz.net
Young Biz Teens:
www.youngbiz.com
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Student White Page
• College Parents of America
(888) 256-4627 or www.collegeparents.org
• Frequently Asked Questions about Financial Aid
www.cfnc.org
• Federal Trade Commission
www.ftc.gov (877) FTC-HELP
• FINAID! Figure your unsubsidized loan interest
www.finaid.org/calculators/interestcap.phtml
• Legal Services Corporation
www.lsc.gov (202) 295-4627
• Loan locator
www.nslds.ed.gov/SAStatic/PrivAct.asp
• Mapping your Future’s loan cancellation, fogiveness and discharge information
www.mapping-your-future.org/paying/loanforgiveness.htm
• National Association for Consumer Advocates (NACA)
(202) 452-1989 or www.naca.net
• National Center for Education Statistics, National Postsecondary Student Aid Survey: 2004 and Undergraduate Students, August 25, 2006
• Nellie Mae
www.nelliemae.com
• NSLP’s Deferment Form guide
www.nslp.org/vnews/display.v/ART/424f476889ab8f
• NSLP’s Loan Consolidation Calculator:
www.fes/org/calculator/consolidationframe.htm?site=nslp
• NSLP’s Loan Repayment Calculator:
www.fes.org/calculator/singleframe.htm?site=nslp
• Rakesh Kochkar, “The Wealth of Hispanic Households: 1996 to 2002 at 5, tbl.1, Pew Hispanic Center, 2004.
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