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training topics
Education and Training events cover topics such as those listed below as well as customized topics based on your need:
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Quick Facts
A college graduate will earn nearly two times more than a high school graduate during their years in the workforce. Source: U.S. Census Bureau Experts predict that jobs requiring a college degree will grow by 22% between 2002 and 2012. Source: Bureau of Labor Statistics One out of five students who borrow money for school will drop out before completing their degree and 22% of these drop-outs have defaulted on their loans. Source: Demos 83% of all college students had at least one credit card in 2002 Source: Nellie Mae Removing the Millstone:
Excerpts from the Executive Summary
Black students accounted for $7.5 billion or 16% of national student debt (though making up only 12% of the student population). On Historically Black Colleges and Universities (HBCU) campuses nationwide, the total amount of student debt is at least $850 million. This debt is having a disparate impact on America’s minority youth, who are already coming from households with a median net worth of just about $7,000. White students on the other hand, while taking on a burdensome amount of student debt, are generally better situated to handle this debt with a wealth cushion that is $80,000 more than Blacks and Hispanics. This lost net worth is exacerbating the wealth gap, cutting off employment and homeownership opportunities, delaying marriages, stifling enterprise, funneling people into abusive predatory products, and leading to financial ruin.
What can be Done?
Some of the policy recommendations:
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College students in America today are
increasingly being strapped down with
mounting student debt. Between 2001 and
2003, the average college student in
America graduated with approximately 
Unfortunately, this crisis is not occurring in
a vacuum as tuition prices are rising, grant
funding is lagging, student loans are
unforgiving, and exploitative credit card
companies are targeting students. Due to
deregulation and a steady erosion of
consumer protections, our children have
been abandoned to a vicious cycle of
debt—and we must respond! Our future is
on the line.